Section 14.1

1. It is important to include health insurance because in case you get sick or have an injury unexpectedly you are covered.

2. Benefits provided by hospital expense coverage are hospital expense coverage is that the hospital pays for some of your room and board, Surgical Expense coverage is the hospital pays all or part of the surgeons fees for the operation and Physicians expense is some or all of the costs of physician cares that does not involve surgery is payed for.

3. Reimbursement is where the policy pays you back for the actual expenses, Indemnity is where the policy only pays you back for specified amounts regardless of how much they may amount to.

4. Because of how the policy is affected by the size of the deductible.

5. I would recommend just getting health insurance in case of an emergency unexpected things can happen I think it is better to be prepared for the worst and that is what an insurance policy is meant for.

6. I would go with the first policy you have 1 million in coverage there is a lower monthly premium with the five hundred dollar deductible.